Deposits
Deposit schemes & interest rates
Grow your savings with the society that has served farmers for over a century, at attractive rates of interest.
Fixed Deposit
5.50%
3 to 6 months
Fixed Deposit
6.00%
7 to 9 months
Fixed Deposit
6.50%
10 to 12 months
Fixed Deposit
7.50%
13 to 24 months
₹5L+: 8.00%
Bhagyalakshmi
7.10%
24 months
₹5L+: 7.50%
Revised rates effective 01-04-2025. Deposits of ₹5 lakh & above earn a higher rate on 1–2 year Fixed Deposits and Bhagyalakshmi.
Deposit interest calculator
See how your savings grow with TRC
Choose a scheme, amount and tenure to estimate the interest and maturity value at our current term deposit rates.
₹5 lakh & above earns a higher rate on 1–2 year Fixed Deposits and Bhagyalakshmi.
Rate applied10 to 12 months6.50% p.a.
Maturity value
₹1,06,660
- Amount deposited
- ₹1,00,000
- Interest earned
- ₹6,660
- Tenure
- 12 months
Indicative only. Simple interest up to 6 months, compounded quarterly beyond. Actual maturity may differ; please confirm at the society.
Fixed Deposit interest
Per annum · revised w.e.f. 01-04-2025
| Duration | Interest |
|---|---|
| 5.50% | |
| 6.00% | |
| 6.50% | |
| 7.50%₹5L+: 8.00% |
More ways to save
Other deposit schemes
Per-annum rates from the society’s chart effective 01-04-2025. Ask at the office for scheme terms.
Cumulative Deposit
Interest grows with the deposit and is paid at maturity.
7.50% · 1 yr / 8.00% · 2 yrs
Emergency Deposit
The compulsory deposit maintained by members.
8.00% p.a.
Staff Security Deposit
Security deposit maintained by society staff.
8.00% p.a.
Locker Deposit
Deposit held against your safe locker.
5.00% p.a.
Special Deposit
Scheme details are available at the society office.
3.00% p.a.
Savings Account
Everyday savings account for members.
3.00% p.a.
Getting started
Opening a deposit is simple
- 1
Call or visit us
Reach the society office on +91 94492 27386, or walk in at New Market Yard Road, Sirsi.
- 2
Choose a scheme
Our staff explain the schemes, current rates and tenures, and help you pick the right one.
- 3
Open your deposit
Complete the forms at the counter and receive your deposit receipt or certificate.
Interest rates are subject to change. Please confirm the applicable rate at the society office before depositing.
A good society is not only the financial heart of the community, but also one with an obligation of helping in every possible manner to improve the economic conditions of the common people.
Talk to the society
Keep in touch for updates, and share your ideas to help us serve you even better.